Tampilkan postingan dengan label Affordable Housing. Tampilkan semua postingan
Tampilkan postingan dengan label Affordable Housing. Tampilkan semua postingan

Selasa, 23 Desember 2008

Tips for Finding Affordable Housing

Housing can be one of the mostly costly expenses during college. This article describes tips for finding housing at reasonable prices.

Going to college can be expensive considering all the expenses, including tuition, housing, books, utilities and food. One of the most costly expenses is housing. Many students face high costs for housing because there are a limited number of housing units available near campus. Here are some tips to find more affordable housing.

Sharing

Whether you prefer to live in an apartment or a house, you may want to consider finding some roommates. Often, sharing a space with one or two roommates can save each of you money, maybe even a substantial amount of money. Usually, the rent decreases as the number of roommates increases. You should ask yourself some questions:

  • How many people could you actually tolerate living with?
  • Are you willing to share a bedroom with another roommate?
  • Are the people you are considering moving in with responsible?

While considering these questions, keep in mind a landlord or apartment manager limits the number of residents permitted in a housing unit. You shouldn't exceed the number of permitted residents for various safety reasons. If you are caught exceeding it, remember it can result in you and your roommates being evicted.

Hunting

When searching for housing, check out your options. Many students make the mistake of rushing into a housing unit or agreement. Check out several different apartments in different locations. As you go house hunting with your roommates, you may want to note that the housing closer to campus will be more costly. Even if this housing may not look up to date, the managers and landlords can charge more because of its convenient proximity to campus. Often, housing gets more affordable or at least reasonable as you get further away from campus.

When you speak with managers and landlords during the tours, bring a notepad with questions you have brainstormed with your roommates. Use this notepad to take notes of the conversation, so you can compare the different options later on.

Subleasing

If you only need temporary housing, you may want to consider looking for an advertisement at the university union or online bulletin board for an apartment or studio that someone is subleasing. According to those at Financial Dominion, www.financialdominon.com, subleases are transactions in which leased property is released by original lessees to third parties, but lease agreements between the original parties remain in effect.

The person who is leasing the housing unit may reduce the cost of the rent and pay the difference, especially if he or she needs to move out as soon as possible. You may also be able to negotiate a lower price with the current resident if the price hasn't been dropped yet.

Housing Resources

For more information on housing, try services.housing.berkeley.edu. Berkeley provides useful information that students attending other universities can use, too

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Senin, 08 Desember 2008

Accelerating Affordable Housing

With real estate prices experiencing a bit of a pull back in many markets and topped out in others we see that so many people may not be able to buy homes based on their current wages and rising interest rates. Even more alarming is that many who had bought homes at or near the top of the market with variable loans may find their interest rates increasing their monthly mortgage payments and therefore are in jeopardy of losing their homes due to foreclosures.

Accelerating affordable housing projects makes sense and now with many builders slowing down and not investing in new housing tracts it makes sense to streamline regulations and make it more enticing for them to build affordable housing and work on downtown renewal projects. Unfortunately the blob of bureaucracy is curtailing such things and we find that there are so many barriers to entry in even building a simple project that many builders from the recent housing boom are simply saying thank you and retiring.

No sense in battling city planning commissions, building permits and lawyers to help the common good by building affordable housing. We need to take a good hard look as to what we are doing in America as we stick it to our entrepreneurial building companies and find ways to help them help all of us and our civilization to better and more affordable housing. Consider all this in 2006.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington